What We Can Offer
13th payment Premium Healthcare plan for you and your dependents 18 days full paid leave a year
Take primary responsibility for the Credit risk of the assigned own portfolio and maintain the quality of the portfolio at a high level.
Closely co-work with RM from the origination stage through post deal account monitoring, play a vital role for better deal structure with more value-added products (from a credit / policy perspective) and facilitate revenue growth in the portfolio.
Interact actively with clients and gather information with regard to deal requirements & financial statements & other inputs for performing quality analysis and due diligence.
Work with RM / product partners in developing credit solutions for the clients and ensuring the appropriateness of the products.
Work with RM in (i) obtaining all pre clearances (ii) preparing & presenting work-shopping note and (iii) expediting approvals.
Responsible for end-to-end BCA process including preparing all the tools such as scorecard, in-depth analysis about various risks, quality presentation and ensuring fast credit approval.
Ensure compliance of all internal and regulatory credit / other portfolio related policies
Post Deal Account monitoring
Monitor quality of the portfolio by tracking excess & past dues and credit issues
Monitor Risk Triggers, Covenants and other credit conditions and report appropriately
Ensure no report overdues.
Liaise with the Credit on credit reports & issues and ensure timely responses to queries.
Properly maintain Credit files and ensure them to be prepared for external and / or internal Audit at any time
Prepare Stress Tests in a timely manner, wherever required
Prepare Credit Opinion reports wherever required.
Regulatory & Business Conduct
Display exemplary conduct and live by the Group’s Values and Code of Conduct.
Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank.
This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters
Skills and Qualifications
Bachelor Degree or above in Risk Management, Finance, Accounting or related disciplines
At least 3 years of experience in risk management / wholesale banking / audit / financial analysis.
Good understanding of accounting standards, financial analysis and banking products
Ability to work independently and in a team, detail oriented and good time management
Excellent written / verbal communication skills in English (mandatory)
CFA / CPA / ACCA is a plus.
Hồ Chí Minh, Thành phố Hồ Chí Minh, Việt Nam