Credit Policy and Planning Analyst
Công ty Tài Chính Cổ Phần Điện Lực
Hồ Chí Minh, Việt Nam
6 ngày trước
source : Talent Network

Mô tả công việc

  • Propose to Credit Policy manager about the credit risk policy for unsecured retail lending products through each step of the credit process and monitor its compliance with Risk Governance.
  • Develop and maintain adequate credit risk strategy and policies relating to credit approval and verification, regulations on scanning document after approval, regulation on checking document, dealer authorization and risk mitigation.
  • Propose improvements for approval process in each product.
  • Prepare statements for changes in credit policy, loan decision process and criteria in the scoring system and customer gradings.
  • Planning the cost and headcount involved in the credit underwriting from the effects of changes in credit policies and business plans.
  • Monitor risk performance on a regular basis, identifying deviations from plan, developing corrective action plans and following-up on their execution.
  • Yêu cầu công việc

    Qualification & Experience

  • Min 1 years of experience in a Banking environment managing Credit & Underwriting Policy for an unsecured portfolio.
  • Solid understanding of unsecured lending business.
  • Solid understanding of product management and sales.
  • Knowledge & Skills

  • Knowledge of risk strategy and tools used through the origination process.
  • Ability to prepare, analyse and present numerical data accurately and effectively.
  • Ability to meet pre-determined time-scales and deadlines.
  • Ability to work on own initiative and also as team member.
  • Ability to multi-task and build strong relationships with customers within the bank.
  • Highly self-motivated with strong communication skills.
  • Strong attention to detail.
  • Results driven and solution focused.
  • Advanced level of English
  • Phúc lợi

    Bảo hiểm theo quy định, Du Lịch, Thưởng, Chăm sóc sức khỏe, Đào tạo, Tăng lương

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