Credit Appraisal Officer
Standard Chartered Bank
Hanoi, Vietnam, Asia
1 ngày trước

The Role Responsibilities

Processes

  • To screen, verify and Recommend a loan suggestion to Credit Approver :
  • Auto

  • To validate info / documents submitted by customers for credit decision purpose.
  • To be able to access customer data including credit information from credit bureau company for purpose of credit analysis.
  • To ensure that the credit information obtain for credit analysis will not be released to other
  • Assessment of Personal Banking credit application, including programmed and discretionary overdrafts, CCPL, and Priority Banking facilities.
  • Support to ensure compliance of all lending activities within credit policy and service standards.
  • Support, control and monitor the efficiency of the productivity and turnaround time.
  • Understand credit related workflow process.
  • Providing inputs and recommendation on credit issues for improving credit quality, credit policy, risks control and service level.
  • Regulatory & Business Conduct

  • Display exemplary conduct and live by the Group’s Values and Code of Conduct.
  • Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank.
  • This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.

  • Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
  • Key Stakeholders

    Regular Contacts (written, verbal & face-to-face)

    a) Approver in CI.

  • Branch Staffs, Direct Banking and Sales Staff.
  • External

    Individual customers and customer’s Our Ideal Candidate

  • Bachelor Degree (Banking, Economics, Foreign Trade, Commerce)
  • Good financial analysis skills
  • Good English proficiency
  • 1-2 year experience at the same position of Analyst
  • Báo cáo công việc này
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