The Role Responsibilities
To screen, verify and Recommend a loan suggestion to Credit Approver :
To validate info / documents submitted by customers for credit decision purpose.
To be able to access customer data including credit information from credit bureau company for purpose of credit analysis.
To ensure that the credit information obtain for credit analysis will not be released to other
Assessment of Personal Banking credit application, including programmed and discretionary overdrafts, CCPL, and Priority Banking facilities.
Support to ensure compliance of all lending activities within credit policy and service standards.
Support, control and monitor the efficiency of the productivity and turnaround time.
Understand credit related workflow process.
Providing inputs and recommendation on credit issues for improving credit quality, credit policy, risks control and service level.
Regulatory & Business Conduct
Display exemplary conduct and live by the Group’s Values and Code of Conduct.
Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank.
This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Regular Contacts (written, verbal & face-to-face)
a) Approver in CI.
Branch Staffs, Direct Banking and Sales Staff.
Individual customers and customer’s Our Ideal Candidate
Bachelor Degree (Banking, Economics, Foreign Trade, Commerce)
Good financial analysis skills
Good English proficiency
1-2 year experience at the same position of Analyst