Branch Sales and Service Executive

Standard Chartered

Hanoi, Vietnam, South Asia

5 ngày trước

About Standard Chartered

We are a leading international bank focused on helping people and companies prosper across Asia, Africa and the Middle East.

To us, good performance is about much more than turning a profit. It's about showing how you embody our valued behaviours - do the right thing, better together and never settle - as well as our brand promise, Here for good.

We're committed to promoting equality in the workplace and creating an inclusive and flexible culture - one where everyone can realise their full potential and make a positive contribution to our organisation.

This in turn helps us to provide better support to our broad client base. The Role Responsibilities Mandate : Inbound NTB / ETB sales

Address walk-in NTB clients’ (any segment) sales needs; Pull generated from ATL / online, catchment campaigns, word of mouth

Activate NTB clients, and set up and educate clients on remote channel usage i.e., online, Client Care Centre, ATM; Hand over client to Priority or Business Banking Team if required

Inbound ETB Service-To-Sales

Address walk-in ETB clients’ (any segment) sales needs (may be from Service To Sales); Serve client on initial request and broaden to Next Best Conversation based on ETB analytics

Direct and educate walk-in clients to use self-serve channels, and handle service requests via low-counters where requested by clients;

Actively seek Service To Sales opportunities

Activities (role in clients journey) 1. Listen, explain & sell (in person)

Understand needs

Explain respective banking proposition that fits their ingoing need (anchor product)

2. Deep sell (in person)

Immediately broaden the conversation to include fuller bundle

Refer to Business Banking Acquiring Team for BC lending needs

3. Prepare, set up, & activate (in person) When required documents are available

Compile required documents

Conduct KYC / CDD

Open account / activate products

Tag clients to the right segment. Refer respective business clients to BC Banking Team and Affluent to Priority Banking Team

4. Service (in-person)

Fulfil basic service needs and pass on rest to Client Care Centre or CSM

Deepening activities

Listen, explain & sell (in person)

Strategy

Awareness and understanding of the Group’s business strategy and model appropriate to the role

Business

Awareness and understanding of the wider business, economic and market environment in which the Group operates

Awareness and understanding of the assigned target / business numbers from top managers

Ensure full capacity and capability to deliver business performance individually

Processes

Responsible for executing the related processes under sale’s scope to each product, client, segment, CDD, etc

People and Talent

Lead through example and contribute to build the appropriate culture and values

Work in collaboration with risk and control partners

Ensure to fully attend of ongoing training

Self-manage individual sale performance against responsibilities and objectives

Risk Management

Ensure compliance with Group Policy and Standards, local laws and regulations, controls and procedures of the Bank and regulatory requirements pertaining to Money Laundering and CDD.

Participate in and / or support the Bank's effort in combating money-laundering activities.

Exercise due care and diligence on matters related to Money Laundering and KYC in the day to day operations, which include account opening and reviews, transaction monitoring, reporting suspicions, customer communication, implementing new requirements, updating and revising operating procedures, acquire relevant knowledge and training, provide support to superior and subordinates.

Governance

Responsible for assessing the effectiveness of the Group’s arrangements to deliver effective governance, oversight and controls in the business and, if necessary, oversee changes in these areas

Awareness and understanding of the regulatory framework in which the Group operates, and the regulatory requirements and expectations relevant to the role

Responsible for delivering effective governance’; capability to challenge fellow executives effectively; and willingness to work with any local regulators in an open and cooperative manner

Regulatory & Business Conduct

Display exemplary conduct and live by the Group’s Values and Code of Conduct.

Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank.

This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.

Lead the Vietnam / RB Distribution Network / Client Relationship Management / Branch Sales and Service team to achieve the outcomes set out in the Bank’s Conduct Principles : Fair Outcomes for Clients;

Effective Financial Markets; Financial Crime Compliance; The Right Environment.

Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Other Responsibilities

Embed Here for good and Group’s brand and values in the team

Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures.

Our Ideal Candidate Product broadening

Basic banking products knowledge CASA, Mortgage, PL, Credit Cards, Simple wealth

Market and competition knowledge

Client engagement

Closing deals

Client training on digital solutions

Communication and presentation skills

Negotiation and objection handling

Journey completion

Understanding of KYC / CDD principles

Personal requirement

Degree and / or relevant professional qualifications / experience.

Working experience in banking with demonstrable knowledge of banking practices and financial products.

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