Product Manager - Lending
Hồ Chí Minh
1 ngày trước
source : CareerBuilder

Mô tả Công việc


  • Provide strategy, product campaign plan within and after deployment of new lead streams and channels
  • Maximize conversion to XSTU of existing customers through enriching product offer, within new & modern approaching
  • Ensure optimal revenue, risk exposure and operational expenses combination.
  • Design and launch an appropriate mix of XSTU products to support cross sell strategy fulfillment

  • Internal (within VPB FC) : Sales / Microfinance Center / Marketing : Identify external products’ X-sell opportunities & digitalize process
  • External (outside VPB FC) : Partners : Indentify external products’ X-sell opportunities

  • Maximize conversion to XSTU of existing customers through enriching product offer, within new & modern approaching
  • Actively monitor overall portfolio performance for X-sell opportunities and suggest those for implementation
  • Focus on X-sell products portfolio performance and take results as inputs for changes in X-sell Strategy (incl. Product offering)
  • Actively work with Sales / Partnerships team for identification of external products’ X-sell opportunities
  • Product portfolio performance monitoring in all aspects (product mix, P&L drivers, operational efficiency, acquisition, customer segment)
  • On-going development of PL XSTU products. Proactively develop new product initiatives, according to the response to existing products and in line with actual strategy
  • Cooperate with Product Analysts inside and relevant departments outside BD to develop understanding of key challenges related to product performance and customer reaction to current product proposition.
  • Conclude results of cooperation into actionable points

  • Cooperate with relevant departments in BD to deploy product to ensure timely product development and deployment within target SLA
  • Yêu Cầu Công Việc


    Education : University graduate major in Finance, Statistics, Economics, IT, Data Science or relevant field


  • At least 3 years of experience and good understanding in Consumer Finance or Retail Banking
  • Experience of Vietnam market or relevant experience in developing markets
  • Experience and proven track record in product development, portfolio management, business technology
  • Skills

  • Quantitative and qualitative analytical methods
  • Data driven mindset
  • Financial products portfolio management
  • Project management
  • People management
  • Strong communication skills
  • English fluent
  • Báo cáo công việc này

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