Senior Data Scientist - Underwriting Strategy
Home Credit
Ho Chi Minh, Vietnam
2 ngày trước

This role belongs to Underwriting Department. Underwriting in the Consumer Finance sector perform the critical operation of appraising the credit worthiness of a potential customer and whether or not to make a lending decision.

Home Credit is proud to offer advanced predictive models and rules-based analytics that leverage huge data assets to help our business drive more objective underwriting and lending decisions, improve risk segmentation and enhance profitability.

RESPONSIBILITIES :

  • Overall responsible for development and enhancement of Underwriting strategies, including MIS reports and technical solutions used in the UW process, including Decision Management System : develop and enhance strategies;
  • MIS Reports & Analytics : portfolio health monitoring & ad-hoc analysis; Statistic Modeling : develop / modify & apply on strategies;
  • Cascade business goals into to key strategies and tasks optimizing data analytics;
  • Boost automation of operational task;
  • Credit scoring models maintenance and development;
  • Coorinate with other UW & Risk teams to drive for initiatives and improve optimization & effectiveness of UW process.
  • REQUIREMENTS :

  • At least 03-year proven experience in Credit Risk at Banking / Finance / Credit Service institutions;
  • Familiar with Database, such as MS SQL Server, Oracle;
  • Skilled in Programming languages SQL and SQL / R;
  • Sound critical thinking & good sense of problem solving;
  • Detail-oriented; structured and systematic thinking;
  • Be able to communicate in a concise manner;
  • Good English : be able to work effectively in a multinational company.
  • COMPENSATIONS & BENEFITS

  • 13th Salary Fixed and KPI Bonus
  • PTI Health Care for personal & 3 dependants in the family
  • 24 / 7 Accidental Insurance
  • 100% Social Insurance
  • Meal + Phone Allowance
  • Yearly Medical Checkup
  • 18 Annual Leaves
  • Professional and Transparent Working Environment
  • Apply Latest Financial Technology in the World
  • Báo cáo công việc này
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